Personal Housing Loan

With the Personal Housing loan, you can now obtain cash financing to easily and conveniently enhance, renovate, or purchase a property without the need for mortgage. 


Funding of up to $80,000 USD 

Repayment period up to 12 years.

Grace period up to 3 months.

Benefits of the Personal Housing Loan:

  • Funding of up to $80,000 USD or its equivalent in other currencies.
  • Repayment period up to 12 years.
  • Possibility to finance a ready-to-move-in property or one under finishing. 
  • Grace period up to 3 months.
  • No need for property collateral or appraisal.
  • Competitive interest rates.
  • Option to defer installments.
  • Access to the details of your loan at any time and from anywhere through TNB Online and Mobile Banking 
  • Ability to benefit from TNB Digital Service Center to inquire about and monitor your loan.
  • Adheres to the credit policy of The National Bank, in accordance with the regulations of the Palestinian Monetary Authority.

What are people asking?

  • A formal pledge to transfer the salaries of the borrowers and their guarantors
  • A personal identity card for each borrower and their guarantors
  • An authorization query for the borrowers and their guarantors

The minimum salary transferred is determined according to the loan amount

The interest rate is decrescent

Yes, clients can have a maximum of 3 months grace period from the loan payment

The main guarantee for granting personal housing loans is salary transfer, but in some cases the possibility of financing without salary transfer is considered.

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