Housing Loans

Congratulations! You’ve decided to take the first step in purchasing your first home. Or buying a new house? Or renovating your current house?

Whichever it is, The National Bank’s house loan helps you in making this come true, with features customized to match you own need. Let us be your ideal financial partner during this journey!

Up to 90% Financing of the Estate Value

Flexible Loan Repayment Terms up to 25 Years

6 Months Grace period

House Loan Features:

  • Financing for up to 90% of the estate’s purchase price
  • Financing up to 400,000 USD
  • Flexible loan repayment terms of up to 25 years
  • An option to consolidate the family’s total income to obtain a higher loan value
  • Salary transfer not required
  • Grace period of 6 months
  • Decreasing interest rates
  • Ability to access your loan details at any time and from anywhere through TNB Online and Mobile Banking 
  • Ability to benefit from TNB Digital Service Center to inquire about your loan

What are people asking?

  • A formal pledge to transfer the salaries of the borrowers and their guarantors
  • A personal identity card for each borrower and their guarantors
  • An authorization query for the borrowers and their guarantors
  • The property registration document;
  • The financial patent and legal approval
  • Proof of life and property insurance
  • A property sale agreement
  • Upon approval by the bank, an appraisal of the property.   

The minimum salary transferred is determined according to the value of the property to be financed

The interest rate is decrescent

Yes, clients can have a maximum of 6 months grace period from the loan payment

The main guarantee for granting personal loans is salary transfer, but in some cases the possibility of financing without salary transfer is considered.

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