Gold-Guaranteed Loans

Today is the day you stop worrying about loan requirements. No steady monthly income? Not able to provide guarantees? We say no problem. 

TNB’s Gold-Guaranteed Loan program offers the opportunity to generate cash from your gold while keeping it safe in our custody, without the need to sell it or replace it. Once the cash loan is repaid, we return the gold. 

By offering customers the opportunity to receive financing using their gold as collateral, we can empower Palestinians, especially women, to access the cash that they need to pursue entrepreneurial projects or achieve other dreams.

100% Financing of the Gold's Value

Loan Repayment Period for up to 72 Months

Guarantors or Salary Transfer Not Required

Gold Loan Features:

  • Financing for up to 100% of the gold’s value
  • A repayment period of up to 72 months
  • Free safeguarding of your gold
  • No guarantor required
  • No mandatory salary transfers to The National Bank
  • Housewives are able to benefit from the program 
  • Ability to receive a preapproved credit card with a limit of 100% of the gold value and a 5% repayment percentage of the monthly outstanding limit
  • Ability to access your loan details at any time and from anywhere through TNB Online and Mobile Banking 
  • Ability to benefit from TNB Digital Service Center to inquire about your loan

What are people asking?

Anyone who has gold reserves and wants to obtain financing against a gold mortgage, after studying the credit status of the client

The bank assesses the value of gold through gold stores authorized by the bank

The pledged gold is treated like any assets that are pledged to the bank in order to have any type of loans, and therefore once the full loan payments are made, the client gets the gold back.

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