Enjoy a seamless, fast, and secure payment experience with the TAP TO PAY service. This service allows you to use your Android smartphone to easily complete payments using Near Field Communication (NFC) technology at various point of sale locations.
You can add your National Bank credit or debit cards to your Android device through the Al Watani Mobile application and use them to complete purchases easily at POS terminals using your mobile phone, without the need to carry or present the physical card.
Key Features
• Ease of use, allowing you to pay quickly without presenting your card or carrying physical cards.
• Wide acceptance at most stores and locations that support contactless payment terminals.
• Ability to use the service locally and internationally.
• Advanced security technologies, including encryption and authentication methods such as fingerprint or PIN to ensure secure payment transactions.
• Compliance with global payment network security standards.
Service Requirements
• Android devices running operating system version 7 or later.
• The device must support NFC technology, which should be enabled through the device settings or the banking application.
How to Link Your Card and Activate the Service through Al Watani Mobile App
• Log in to the "Al Watani Mobile application” and select the TAP TO PAY service from the cards menu.
• Follow the required instructions and complete the necessary setup steps.
• Approve the terms and conditions related to the service.
• Select one primary card to be used among the added cards.
• A confirmation screen will appear indicating the successful addition of the card and activation of the " Tap To Pay “service.
How to Use the Service for Payments
• Check for the contactless symbol on the payment terminal at the point of sale.
• Unlock your mobile device and hold it near the POS terminal.
• Authenticate using face ID, fingerprint, or PIN.
• Wait for the sound notification or indicator light, confirming that the transaction has been successfully completed.
For inquiries about the service, you may contact the Digital Customer Service Center.


