MSME Lending

MSME Lending

MSME Lending

The National Bank believes that micro, small and medium enterprises (MSMEs) are the backbone of the Palestinian economy and its social development. MSMEs play a critical role in job creation and decreasing poverty.

SME Lending

Our small and medium enterprise loans range from $25,000 to $100,000 within the following sectors:

  • Agriculture;
  • Industry;
  • Construction;
  • Trade;
  • Tourism; and
  • Services.

Microfinance Lending

The National Bank has a long history of microfinance lending. The bank was created from Palestine’s first specialized microfinance bank and has the largest microfinance portfolio in the Palestinian banking sector. With loans ranging from $1000 to $25,000, The National Bank has developed the following special programs in cooperation with international governmental agencies and institutions.

Women’s Empowerment Program

The National Bank focuses on gender equality through its unique programs, enabling women to be self-dependent and productive members of society. As a result, we have created a special entrepreneurship program that provides women with financing to establish or develop their own small projects and generate income to achieve economic self-dependence. Our Women’s Empowerment Program features:

  • Financing from $1,500 to $20,000;
  • Flexible loan repayment period of up to five years;
  • Competitive interest rates; and
  • Seasonal repayment terms for agricultural projects.

People With Special Needs Program

We are proud to be the only bank in Palestine to develop a unique lending program for individuals with disabilities, allowing them to start their own businesses. The program has a limit of $5,000 and the capacity to repay the loan from the cash flow that the project generates.

Released Political Prisoners Lending Program

The National Bank is proud to present a special lending program for released political prisoners in partnership with the Ministry of Detainees and Ex-Detainees Affairs. This program offers released prisoners the chance to start a new life by allowing them to pursue and generate income from viable projects. Features of this program include:

  • Financing of up to $10,000;
  • A repayment period of up to 36 months; and
  • Convenient payment terms.

The Partners For Sustainable Development (PSD) Program

The Partners For Sustainable Development (PSD), is a customized laptop containing interactive educational content and services that promote intellectual stimulation in and out of the classroom. PSD engages youth in a self-learning empowered environment and creates opportunities for K-12 students to develop skills such as critical thinking, innovation, collaboration and communication. The National Bank has introduced a special deal on PSD with the following features:

  • Convenient payment terms of $24 per month;
  • A repayment period of up to 36 months; and
  • Zero interest rates.